Banklarning chakana biznes samaradorligini takomillashtirish masalalari.
Keywords:
Chakana biznes, kredit tizimi, riskni kamaytirish, tijorat banki,bank krediti, bank siyosati, umidsiz qarz, shaffoflik, samardorlik, global tajriba.Abstract
Mazkur maqolada banklarning chakana biznes samaradorligini takomillashtirish masalalari tahlil qilinadi. Bugungi kunda banklar chakana biznes segmentida raqobatbardoshligini oshirish va mijozlarga xizmat ko'rsatish sifatini yaxshilash uchun yangi texnologiyalar va innovatsion yechimlarni joriy etmoqda. Maqolada chakana biznesni rivojlantirishda bank xizmatlari turlarini kengaytirish, mijozlarga individual yondashuvni ta’minlash, xizmat ko'rsatish jarayonlarini avtomatlashtirish va raqamli bank xizmatlarining ahamiyati haqida so'z yuritiladi. Shuningdek, O'zbekistondagi banklarning chakana biznes samaradorligini oshirish bo'yicha amalga oshirilayotgan chora-tadbirlar va ularning natijalari muhokama qilinadi. Tadqiqot natijalari banklarning chakana biznes strategiyalarini yanada takomillashtirishga yo'naltirilgan tavsiyalarni o'z ichiga oladi.
This article analyzes the issues of improving the retail business efficiency of banks. Today, banks are introducing new technologies and innovative solutions to increase their competitiveness in the retail business segment and improve the quality of customer service. The article talks about the importance of expanding the types of banking services, providing an individual approach to customers, automating service processes and digital banking services in the development of retail business. Also, the measures implemented to improve retail business efficiency of banks in Uzbekistan and their results will be discussed. The results of the research include recommendations for further improvement of retail business strategies of banks.
